Zanzibar Introduces Mandatory $44 Travel Insurance for Tourists

Starting October 1st, 2024, all incoming foreign travelers (excluding residents) to Zanzibar will be required to pay a mandatory $44 travel insurance fee, even if they already have their own travel insurance. 

Foreign travelers should obtain inbound travel insurance only from Zanzibar Insurance Corporation (ZIC), a government-owned entity, through QR Code that will be provided before embarking on their journey to Zanzibar.

Failure to comply with this mandatory requirement may result in entry denial at immigration checkpoints.

This new policy has sparked significant debate among tourism stakeholders, who are concerned about its potential impact on the island’s tourism sector.

According to Dr. Saada Mkuya Salum, the Finance and Planning State Minister in the Zanzibar President’s Office, the insurance scheme aims to provide immediate support for medical challenges faced by travelers during their stay. The fee will be paid online and cover a three-month period.

Many stakeholders argue that the additional $44 charge could make Zanzibar less competitive compared to other tourist destinations. The high fee could deter tourists, especially when other destinations, such as Thailand, are offering free travel insurance to attract visitors.

The Thailand Traveller Safety (TTS) is a registration system for non-Thai residents traveling to Thailand using their passports. It is developed by the Ministry of Tourism and Sports to provide protection and coverage under Thai laws and regulations.

In case of accidents, crimes, and other emergencies in Thailand, the Thai government provides initial assistance and supports medical expenses up to 500,000 Baht per person. In the event of death, compensation up to 1,000,000 Baht per person is provided. 

The introduction of mandatory travel insurance is not unique to Zanzibar. Many countries require proof of travel insurance upon entry, though the specifics of implementation vary.

The key difference with Zanzibar’s policy appears to be the specific amount ($44) and the requirement to purchase it from a government-owned entity, even if travelers already have their own insurance. 

Social media reactions have also been mixed, with some travelers expressing frustration over the unexpected financial burden. For families and small groups, the cumulative cost could be substantial, potentially leading to cancellations and a decline in future bookings.

Despite the concerns, the Zanzibar government believes the new insurance policy will enhance the safety and confidence of tourists, ultimately boosting tourism revenue.

For further inquiries or clarifications regarding this mandatory inbound travel insurance requirements, visit the official government website https://visitzanzibar.go.tz, write to inbound@zic.co.tz, or call 0800008005.

Zanzibar Tourism Stats

Tourism plays a crucial role in Zanzibar’s economy, contributing over 27% to the GDP and 80% of foreign exchange earnings.

In January 2024, Zanzibar received 73,468 international visitors, marking a 6.8% increase compared to January 2023. European tourists dominated the market, with Italy and Poland being the top countries of origin.

In May 2024, Zanzibar was named the second-best island destination in the world by the travel service provider Bounce in its Island Index.